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The plane went down just after 4 p.m.
Nearly a dozen other homes in the eastern San Diego suburb were damaged.
United Parcel Service of America Inc. confirmed one of its workers died.
All eight people aboard died.
The chopper was operated by Quantum Helicopters and the plane by Flight Operations Academy.
Both pilots were plucked from the water after the nighttime ditching.
A military training jet crashed Sunday in a neighborhood near Fort Worth, Texas, injuring the two pilots and damaging three homes.
Bad weather conditions and steep terrain were impeding the recovery of the victims.
The victims were a man and a woman from Israel who had been planning to visit the island.
"It appears there was some type of mechanical failure during the takeoff sequence that resulted in the crash," Farmington Police Lt. Tim McKenzie said.
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